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  overview partners authors  introduction grades K-2 grades 3-5 grades 6-8 grades 9-12 parent guides cd-rom  glossary related lessons online support k-2 activities faq  classroom resources presentation webinar audio |
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grades 6-8
Shaping Up Your Financial FutureUnderstanding How the World Works Pre-teens and just-teens are moving seriously into abstract thinking and can project possible outcomes with ease. When armed with the knowledge of how to proceed, they are ready to take on some adult tasks. Shaping Up Your Financial Future gives these students the information and the confidence to set goals and research options. The 6-8 lessons and workouts are great discussion starters and involve students with the larger community, a transition from school world to real world outside the classroom that sixth to eighth graders welcome. Students also learn that many personal finance decisions require them to use their mathematics skills. The 17 lessons in the 6-8 document are divided into five theme areas: the economic way of thinking, earning an income, saving, spending and using credit, and managing money. Most of the lessons have several parts—taking two to three days to complete. Each lesson has a separate assessment component with evaluation activities ranging from paper-and-pencil quizzes to action-oriented tasks for students to do individually or in a group. Sample Lessons 
Theme 3 - Lesson 9 - Stocks and Mutual Funds (PDF - 300KB) In this lesson, the students examine the nature of stocks including how stocks are issued, differences in their levels of risk, and the differences in possible returns. The students also compare and contrast stocks with various savings plans provided by financial institutions. The nature of mutual funds, which allows diversification and reduction of risk, will also be covered.
Theme 3 - Lesson 11 - Saving and Investing Are Risky Business (PDF - 195KB)
In this lesson, the students learn that savings and investment instruments carry various types of risk. Students learn about the risks of inflation, interest rate fluctuation, and financial loss. With any type of investment, there is at least one kind of risk. They also learn that risk must be measured against reward. The Parents' Guide has activities that parents can do with their sons and daughters. The Guide includes content, worksheet activities, other activities, and resources. It is recommended that a guide be provided for each family. A letter to the parents from the teacher may help gain their cooperation. A reminder of when the parents should do a specific activity with a son or daughter would also help to encourage this school/home educational partnership. You may wish to have students report either orally or in writing on the activities they do with their parents. Middle school students enjoy personal finance because it involves making decisions about their lives—both in the present and the future. Personal finance is an interdisciplinary area where language arts, computation skills, economics, finance, reasoning, and decision making are all brought together. The CD-ROM contains all of the print materials in PDF format for viewing, searching, and printing purposes, as well as three interactive activities which are based on the "workouts" in the print materials. You can demo a portion of the interactive activities that are contained on the CD-ROM right now. This is just a sample of the exciting hands-on activities that are contained on the CD-ROM. Sample activity - grades 6-8 As consumers we are constantly presented with different economic choices. It's important to be able to determine which choice offers you the greatest economic incentive. This activity focuses on price, a powerful monetary (or economic) incentive. See if you can decide which is the better incentive! Buy your copy today |
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